Luxembourg Residency Program

Luxembourg: One of Europe’s Most Prestigious Residency-by-Investment Destinations

Luxembourg is among the most prestigious countries in Europe for residency by investment. The program stands out with its relatively low investment threshold and does not require real estate purchase for eligibility. The country's flexible and investor-friendly corporate laws allow for quick and efficient company formation. Furthermore, the absence of a wealth tax and favorable tax regime on inheritance and capital gains provide significant financial advantages for investors. With full access to the Schengen Area, a strong healthcare and education system, a high standard of living, and a safe environment, Luxembourg is an exceptional choice. While the program grants residency rights to investors and their families, there is no obligation for permanent residence. After five years, applicants become eligible to apply for citizenship, thus gaining access to an EU passport. Citizenship requires a clean criminal record and language proficiency in either French, German, or Luxembourgish.

Why Luxembourg?

• Quality of Life → One of the highest living standards in Europe, with a strong economy and social stability

• Ease of Access → Strategically located in the heart of Europe, with quick access to France, Germany, Belgium, and the Netherlands

• Investment Opportunities → Strong sectors including finance, banking, fund management, technology, and real estate

• Healthcare System → High-quality services that meet EU standards

• Safety → One of the safest and most stable countries in Europe

• Quality Education → Multilingual education system and internationally recognized universities and schools

• Cultural Wealth → Historic cities, museums, cuisine, and a cultural crossroads of Europe

• EU Membership Benefits → Freedom of movement within the Schengen Area and the opportunity to obtain an EU passport

Who Is It Ideal For?

Investors seeking a secure, stable, and prestigious future for themselves and their families in the heart of Europe, with access to high living standards and long-term EU citizenship privileges through a cost-effective and flexible investment path.

LUXEMBOURG RESIDENCY PROGRAM

One of the most attractive investment-based residency options in Europe, the Luxembourg Residency Program grants investors and their families the right to reside in Luxembourg and travel freely within the Schengen Zone.

• Access to Services: Residency in Luxembourg grants access to high-quality healthcare and education, as well as the right to establish a business, invest, or work independently.

• Visa-Free Travel: Residency cardholders can travel visa-free within the Schengen Area for up to 90 out of every 180 days.

• Flexible Settlement: Full-time relocation is not mandatory; the residence permit can be used as a long-term “Plan B.”

• Family Inclusion: A single application can include a spouse/partner, children under 18, financially dependent children in education (up to age 26), and parents.

• Tax Advantages: Luxembourg offers one of the most favorable tax environments in Europe, with flexible tax planning options and beneficial conditions for foreign-sourced income.

• Path to Citizenship: After five years of residency, applicants may apply for permanent residence; citizenship may be pursued after ten years. Requirements include a clean criminal record, integration, and proficiency in French, German, or Luxembourgish.

INVESTMENT OPTIONS

Residency by Investment
Applicants may choose from one of the following four investment routes:

1. Investment in an Existing Business:

   • Minimum investment of €500,000 in an existing Luxembourg company engaged in commercial, industrial, or artisanal activity.

   • The company must maintain its current workforce for five years.

2. Starting a New Business:

   • Minimum investment of €500,000 in a newly established Luxembourg company.

   • At least five new jobs must be created within three years.

3. Investment in a Structured Entity:

   • Minimum investment of €3 million in an existing or new investment or management structure headquartered and active in Luxembourg.

4. Bank Deposit:

   • Deposit of at least €20 million into a Luxembourg financial institution, to be held for a minimum of five years.

Residency for Private Reasons
This alternative route requires the following conditions:

• Financial Means:
  Proof of a stable annual income of at least €27,000. Bank savings alone may not suffice—consistent cash flow must be demonstrated.

• Accommodation:
  Applicants must own or rent permanent accommodation in Luxembourg. Third-party liability and property insurance are also required for the residence.

Note:

• Residence permits granted via investment are initially valid for 3 years, while permits based on private reasons are valid for 1 year.

• Both can be renewed easily, provided the applicant spends at least 6 months per year in Luxembourg.